Helping Your Kids Out-Earn You (And You’ll Brag About It)
Smart, simple money lessons from the author of How to Make More Money Than Your Parents—trusted by parents, loved by teens.
Hi, I’m Raya Gold — Chartered Accountant, financial educator, and your go-to guide for money made simple (and actually fun).
I believe the next generation deserves to know the money secrets adults wish they’d learned sooner. That’s why I created Raya Gold Official—a space where we ditch the boring lectures and focus on smart, modern strategies that actually work.
As the author of How to Make More Money Than Your Parents, I help teens and young adults earn smarter, save better, and invest earlier. My content blends expert financial know-how with relatable, real-world advice—whether it’s turning your phone into a money-making tool, understanding your first investment, or building a budget you’ll actually stick to.
With over 20 years of experience in finance and accounting (including time at a Big 4 firm and global banks), I’ve seen what works, what doesn’t, and how small money moves today can lead to big wealth tomorrow.
Here, you’ll find practical tips, no-fluff guides, and confidence-boosting money strategies—so you can skip the guesswork and start building the financial future you deserve.
If you’ve ever thought, “Why didn’t school teach me this?”—you’re in the right place.
What You’ll Find Here
- Earn Smarter – Real ways teens are making money now—online, offline, and on their phones.
- Save Better – Easy, realistic saving strategies (that don’t mean giving up fun).
- Invest Earlier – Beginner-friendly investing explained without the jargon.
- Money Mindset – Confidence-boosting habits to make smart financial decisions for life.
Why This Blog Exists
Too many young people step into adulthood without knowing how money really works. Schools don’t teach it, and most parents were never taught it either. I started Raya Gold Official to change that—by making financial education modern, actionable, and fun.
Money should be talked about at the dinner table, not hidden away in confusing bank statements. I keep it simple, I keep it fun, and I keep it real—because the best financial lessons are the ones you’ll actually use.
Turn Your Phone into a $50-a-Day Money Machine
Why scroll for hours when your phone could be making you money instead? In this free guide, you’ll learn quick, legit, and beginner-friendly ways to earn $50 in just one day—no fancy skills, no huge time commitment, and zero boring fluff. Download it now and start turning your spare time into spare cash before the day’s over.
How to Make More Money Than Your Parents (Before You’re 20)
Forget boring money advice that feels like homework. This teen-friendly book shows you how to earn smarter, save better, and invest earlier—so you can build real wealth while your friends are still figuring out their allowance. Packed with real-world strategies, phone-based income ideas, and zero fluff, this is your cheat code to financial freedom. Start reading today and watch your bank balance grow.